Michael Moore Says Its a Great Time To Be A Real Lender

Many of you may feel confused, helpless, or frightened by the restrictions and instabilities within the financial markets lately. Michael Moore recently made the argument, during a CNBC interview, that the future Steve Jobs could be out there, with the next idea to advance our society, but the big banks are not lending to small businesses or entrepreneurs, so we may never see it. I am not taking a side with any political affiliation, but he does have a point that the big banks are paralyzed and people are suffering greatly. It is obvious by the Occupy Wall Street movement, which has spread across the country like wildfire, millions of Americans feel victimized by the financial systems in this country. It is time to look through the chaos for the silver-lining: there has never been a better time to help business owners access the capital markets. Warning: Avoid dealing with brokers who charge application fees.

What separates lenders and proven capital markets consultants from the unscrupulous broker who primarily makes their living off of application fees?

Lenders and real analysts will help you grow revenues and reduce expenses and should be able to help you attract the right capital and also help you in regards to restructure existing debt. There are banks and direct capital providers looking to do business, it is just a matter of knowing how to find the right ones.Long term credit can be extremely cheap, if you have the right relationships and know how to present your package properly. Did you know that there are direct lenders out there that will help borrowers buy existing business with 10 to 15% down, including deals that involve commercial real estate. These are businesses that are doing well but have decided it's time to retire or change their entrepreneurial gears and now they want to sell. There are a lot of great investment opportunities out there and you or your clients CAN access the capital markets!

If you are still on the fence a particular lender or broker, or maybe you think that something is too good to be true, just take a look at experience and references. Try and avoid brokers that charge application fees, those who are offering their expertise during this turbulent financial climate ONLY if you pay them an upfront fee. You can learn from successful lenders who are out there reviewing and approving deals today. You need to investigate and read the companies blog posts, view their customer testimonials, and see what projects they are currently working on right now. Lenders are out there and you can attract the right capital and the right expert advice to make your dreams a reality.